Blog

Don’t Let a Crisis Disrupt your Business

When it comes to achieving short-term goals and ensuring long-term success, planning ahead can make all the difference. But, while many organisations may be happy to plan for future goals, aspirations and achievements, it is also important to be prepared for downturns and hard times. One necessary part of planning...

Our improved CLIENT PORTAL is coming soon

In an effort to continually provide value and grow the partnership with our clients, and to ensure that we are equipping you with current technology resources, we will be upgrading our client portal in the coming weeks. This portal enhancement will include many features that will be carried over from...

Free Minibus Operators Handbook

As the cold weather draws in and people consider using their vehicles less often, minibus operators from the charitable, religeous and community sector are often more active. We work with some specialist insurers in this sector and as well as providing competitive solutions to your minibus insurance needs, we can...

UK to Lift Second Coronavirus Lockdown

The UK’s second coronavirus lockdown will be lifted on 2nd December. Prime Minister Boris Johnson announced on Monday, 23rd November that a new set of restrictions will be implemented in place of extending the lockdown. Johnson’s new COVID Winter Plan will include a number of stringent restrictions to limit the...

10 COVID-19 related insurance tips for SME’s

Over the last few months, we have released a number of updates relating to the insurance implications of the COVID-19 pandemic. Now that we are back in Lockdown 2, I thought it timely to bring an excellent summary to your attention that our industry body BIBA have released in conjunction...

FCA Test Case

The FCA have taken their next step to seek legal clarity on Business Interruption Insurance following the COVID-19 crisis. Why are the FCA taking this step? Broadly, the result of the test case will be legally binding on the insurers that are party to the case and it will also...

Not Opening. This is important?

If you CAN re-open but have decided NOT to do so for your own reasons, we would urge you to check with us as your insurer may consider the “normal” unoccupancy conditions to apply (and the limited cover that this triggers). In the event this is the case, we will...

Getting Back to Business Next Week?

Under normal circumstances a property policy restricts cover when a premises becomes unoccupied, and the trigger for this restriction is normally 30 days. Most insurers have been incredibly accommodating during the lockdown by extending this period whilst businesses have been forced to close because of lockdown. The Government have given...

Find Funding for your business – fast

As part of Marsh Networks we are pleased to be working with Alternative Business Funding Ltd to give provide access to further funding options via an easy-to-use online platform. The Funder Finder engine from Alternative Business Funding gives you access to a free, online, business funding comparison site, with over...

HSB Contractors Policies

HSB Engineering have agreed to increase the cessation of works period cover from 30 days to 90 days for any client who’s contract has been halted due to COVID-19 and Government restrictions. This change applies to all existing policy holders, who must endeavour to follow the guidelines outlined below where...

Important advice for those clients that have unoccupied properties because of COVID-19

The following information may help you prevent a breach of your insurance cover. Government restrictions mean many businesses have closed temporarily which can result in buildings currently being left unoccupied. Most insurance policies have unoccupied / security conditions and if your property/ies were unoccupied prior to the COVID-19 outbreak, then...

SUPPORTING YOU WITH INDEPENDENT LEGAL ADVICE ON COVID-19 RELATED

POLICY WORDINGS AND CLAIMS Whilst working hard to support you through the COVID-19 crisis – to help you weather the storm and continue to deliver for you, our clients, (many of whom we know will be facing severe disruption) we have received a large number of enquiries from clients on...

Cyber Security Homeworking and Coronavirus

Cyber security is paramount as COVID-19 has encouraged more homeworking. Unfortunately this can lead to more attacks. Contact us for cyber recommendations for remote working.

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COVID-19 – IMPORTANT INFORMATION

KEEPING OUR CLIENTS INFORMED DURING THE COVID-19 CRISIS COVID-19 CRISIS FAQ’s

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Some common handwashing mistakes

Some common handwashing mistakes to think about that even if it stops one infection spread, is worth a look.

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