Blog
- 26/09/2019
Why is cybersecurity risk management still an issue?
Why is cybersecurity risk management still an issue? For a small business, cybersecurity breaches pose a far greater risk than for larger organisations. A single cyberattack could financially impact your business to such an extent that your company may not survive. If the financial damage is not significant enough to...
- 26/09/2019
Why Are Global Commercial Insurance Prices Rising?
Why Are Global Commercial Insurance Prices Rising? The insurance industry has seen increased prices on a global scale, with the largest recorded increase occurring in the second quarter of 2019. The 6% rise is the biggest since Marsh’s Global Insurance Market Index Surveys began in 2012. Price rises worldwide Whilst...
- 26/09/2019
How do you set your buildings insurance sum?
A recent survey of insurance brokers highlighted a widespread ‘guessing culture’ among insurance policyholders when setting their buildings sum insured. A renowned reinstatement valuation expert, RebuildCostASSESSMENT.com, carried out a poll to identify the source of building sums insured for 580 insurance brokers in the UK, leading them to conclude that...
- 10/06/2019
Insurance Considerations During Home Renovations
Significant home renovations projects such as refurbishment or new extensions are often time-consuming, expensive and stressful, with any number of contractors and tasks to organise. It’s little wonder then that one very important consideration – insurance coverage during the project – is easily overlooked. As with all buildings and contents...
- 06/03/2019
Home Owners in the South East Warned to Protect Against Subsidence
Record levels of subsidence insurance claims were recorded in the UK last summer, with a total cost of claims reaching £64 million* between July and September. The South East in particular, which is renowned for building on subsidence-prone clay soil, recorded some of the driest months on record, which led...
- 01/03/2019
Choosing Public/Products Liabiality Limits
Although each organisation makes it a top priority to ensure their products and services are both safe and effective for their clients, there is always potential for mistakes to occur. Whether it be a damaged product or public injury on company property, it is vital to ensure your organisation is...
- 01/03/2019
How a ‘no-deal’ Brexit will change driving in the EU
Whether you plan to take your family on a continental road trip in the coming months, or work for a transport organisation that frequently enters the EU, the results of Brexit may alter your current travelling agenda.
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- 08/01/2019
Protect your business from bad debts
Bad debts are a risk for every business. Customers could go out of business owing you money or be slow to pay their invoices creating cashflow issues. Whatever the circumstances, bad debts can be seriously debilitating for your business and may even lead to your company becoming insolvent. Robison &...
- 08/01/2019
Should your business have credit protection insurance?
Should your business have credit protection insurance? For organisations of any size, the prospect of one of your customers going out of business and leaving debts unpaid is a worrying thought. Not only could this have a significant impact on your cashflow, but with no safeguards such as credit protection...
- 22/11/2018
Health and Well-being for Self-employed Workers
Robison & Co is an owner-managed insurance brokerage, offering advice on all areas of business and personal insurance, as well as independent financial advice on investments, mortgages and pensions. If you’d like to find out more about our process, would like an audit of your existing policies, or advice on...
- 22/11/2018
Managing Risks for Your Holiday Let
If you’re interested in learning more about Real Estate Insurance and how we can protect your business, please give us a call on 01730 265500 or email one of our Real Estate Insurance specialists, Simon Gubbins or Danny Toull.
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- 22/11/2018
Black Friday Fuels Underinsurance Concerns
Black Friday is one of the biggest shopping days of the year, with UK consumers expected to spend a massive £4.7 billion on deals and discounts this year. However, consumers need to consider the impact of Black Friday spending sprees on their household contents value, and in particular the dangers...
- 02/11/2018
Urgent HSE Inspection Update for Construction Businesses
Construction companies need to be prepared for surprise HSE site inspections over the coming months, following HSE’s announcement that they will be investigating the adequacy of measures implemented to safeguard against the long-term health complications caused by asbestos and dust exposure. It’s estimated that there are 8,000 work-related cancer deaths...
- 22/10/2018
General Risk Assessment Template
Use this risk assessment template to establish a general framework for identifying, mitigating and potentially eliminating risks within your organisation. Customise to fit your specific business needs.
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- 22/10/2018
HSE Construction Site Inspections to Focus on ‘Slow Killers’
Beginning 1st October 2018, the HSE will be conducting its latest inspection initiative, focused on the construction sector. Employers can expect HSE surprise inspections to place an emphasis on ensuring workers are protected from long-term health complications, such as occupational lung disease, that typically result from asbestos, silica, wood or...