Blog

Government Releases Guidance for Possible ‘No Deal’ Brexit

As Brexit approaches on 29 March 2019, only months remain for the UK government and the EU to sign a withdrawal agreement, ratified by both the UK Parliament and European Parliament. Without a concrete agreement established under Article 50 of the Lisbon Treaty, Brexit would result in a no-deal scenario,...

Cyber Risks and Liabilities, Autumn 2018 Newsletter

As more and more workplaces implement digital services and acquire new technologies, cyber-attacks will continue to be a growing threat. However, industry research recently revealed several commonalities in cyber-criminals’ tactics to help companies combat costly data breaches. This latest Cyber Risks newsletter provides easy-to-implement tips and guidelines that will help...

Commercial Driver Selection Checklist

Do you employ commercial drivers? Perhaps LGV Class 1 or Class 2, 7.5T or 3.5T van drivers? If so, this recruitment and selection checklist may be of use in assessing candidate suitability, helping to reduce the risk of future employment issues by selecting the most appropriate, qualified and experienced person...

Risk Topic: Forklift Trucks in the Workplace

Materials handling is something that a wide range of business sectors experience, with organisations often using mechanical handling solutions to meet their own individual requirements. In many cases, organisations turn to the utilisation of “powered” work equipment, which often increases productivity but also reduces the potential for staff to be...

How Telematics Could Reduce Your Car Insurance Policy

With insurance premium tax (IPT) doubling from 6% to 12% in recent years, car insurance premiums (particularly among newly-qualified drivers) have increased sharply. Telematics (the ‘black box’) presents an opportunity to reduce these costs and reduce premiums back to an affordable level. This news piece from ITN discusses the value...

The Value of a Broker to You and Your Business

This excellent news item from ITN discusses the benefits of using brokers when buying or renewing home insurance or business insurance policies, and in particular the risk of under-insurance when utilising online price comparison sites. It outlines the broker’s role as a trusted adviser; an insurance expert who is best-placed...

Managing cyber risks to protect your business

In recent years cyber attacks have emerged as one of the most significant threats facing organisations of all sizes. A recent survey conducted by the Department for Digital, Culture, Media & Sport as part of the National Cyber Security Programme, found that over 40% of businesses have reported a cyber...

Liability in a Rough Economy

Seizing the opportunity presented by an economic downturn can also mean exposing the company to new liabilities. Our latest Risk Management Resources Bulletin discusses common threats to your business, and offers advice on how to reduce your exposure to risk.

...

Insurance Premium Tax Explained

Insurance Premium Tax (IPT) hit the headlines in June 2017, with the standard rate rising from 10% to 12%. The most significant consequence of this increase was an increase in premiums for consumers and businesses, leading the Association of British Insurers to warn that these tax rises only serve to...

Preparing for Health Inspections

Ensuring that your restaurant is clean and serves fresh, safe food to customers is your greatest responsibility. Health inspections are a way for you to learn how to best uphold this responsibility. To observe you when you are running operations as you normally would, inspectors often make impromptu inspections. Many...

Managing Blocks of Flats in Autumn and Winter

Although seasonal changes can be a breath of fresh air, they also carry a variety of risks for landlords and building managers, posing the potential for liability disputes. Legislation such as the Corporate Manslaughter and Homicide Act of 2007 and the Health and Safety at Work Act 1974 hold you...

The Opportunities and Risks Presented by Social Media

Starting to utilise social media as a networking and recruiting tool at your workplace may seem scary, but social networking holds the potential to change the way companies across the globe do business. It not only has the ability to help your company connect with its clients, it is also...

2018 Cyber Security Breaches Overview

This year’s Cyber Security Breaches Survey, commissioned by the Department for Digital, Culture, Media and Sport, makes for worrying reading for organisations across all sectors. This infographic highlights the prevalence of attacks over the last 12 months, and describes the factors related to breach likelihood. It’s a quick, simple must-read...

SME Focus: What to Consider When Buying Insurance

Starting a small business requires tireless effort and endless financial reserves. Besides dealing with necessary tasks to start the business—affording exorbitant start-up costs, establishing a customer base, forecasting cash flow problems— new small business owners are besieged on all sides by risks. The only sure-fire thing you can count on...

Combatting the Carbon Dioxide Shortage

In light of the United Kingdom’s recent commercial CO2 shortage, it is vital now more than ever to stay informed on business continuity and supply chain planning within your organisation. This Risk Insights summary discusses how the CO2 shortage will impact the manufacturing industry, short term coping measures and long...